Insurance can be a complex purchase. You’re not buying bread, milk, or eggs. You’re buying protection against an uncertain future. How do you know you’re buying the right coverage? How do you know you’re getting the greatest value for your money? The options can be overwhelming.
For more than 50 years, Crunelle Insurance Agency has been helping people in Central Ohio with their insurance options – with professional service at competitive prices.
As an independent agent, we are able to offer the best coverage for your needs with all of the cost savings possible. So, what is an independent agent? What are the advantages of an independent agent?
Simply put, an independent agent represents multiple companies rather than only one.
Let’s take a look at some of the advantages of working with an independent agent.
- Choice of Insurance Companies
Perhaps the most significant advantage of working with an independent agent is that you will have more choices of insurers. This will give you a greater amount of options from which to choose, and increase the likelihood that you find a policy that best suits your needs.
- Cost Savings
Another significant advantage of working with an independent agent is that you will be able to save money. By representing multiple companies rather than just one, the agent has the ability to find you the most appropriate policy at the best price as opposed to what’s “on the shelf.”
- Unbiased Advice and Advocacy
Working with an independent agent can provide you with critical, unbiased advice. The agent is your advocate, not a particular company’s. This means you will be presented with the best policy option for you – not a cookie-cutter solution.
- Claims Assistance
Another benefit of using an independent agent is that you will get help filing claims. If an incident occurs, you can report the event to your agent, who will then notify your insurer. Your agent can help you complete claim forms and advocate on your behalf if problems arise. Agents are familiar with claims handling procedures and the amounts typically paid for various types of losses.
- One-Stop Shopping
Independent agents can often meet all of your insurance needs with the companies they represent by providing auto, home, renters, umbrella liability, specialty, commercial, and life coverage.
- Lifetime Consultant
They are there to help you through all the changes in your life, whether you’re going from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy, or looking to cover that retirement condo.