Secure Your Sanctuary — Protect it with Home Insurance

Your Local Solution for Comprehensive Home Insurance

Why Home Insurance Matters More Than You Think

When it comes to protecting your home, location matters. 

Your home is not just four walls and a roof—it’s where your family grows, and memories are made. Serving Delaware County, Franklin County, Columbus, Powell, and surrounding Ohio areas, we offer home insurance solutions tailored to our community’s unique needs.

When you partner with Crunelle, you gain:

  • Peace of Mind: Ensure you’re prepared for any disaster that could strike, and avoid high out-of-pocket costs.
  • Local Expertise: Our roots in Central Ohio give us insights into the specific risks you might face.
  • Trusted Coverage: Rest easy knowing you can rely on us during times of crisis.
Welcome to the joy of your new home.
Don't forget to protect it with quality homeowners insurance from Crunelle.

What is Home Insurance For?

Imagine it’s a stormy night in Columbus, and the wind is howling outside. You’re tucked away in your cozy home thinking you’re safe and secure. Suddenly, a tree crashes through your roof. What do you do?

Or picture this: You’re hosting a backyard barbecue. All is going well until a friend slips on a wet spot and falls, injuring themselves.

These are moments you never see coming but must prepare for. That’s where home insurance comes in; it’s not just a policy, it’s your peace of mind.


Why You Need Home Insurance:

  1. Asset Protection: Your home is one of your most significant investments. Home insurance safeguards it and your belongings from unpredictable events like fires, thefts, and natural disasters—be it storms in Delaware County or burglaries in Franklin County.

  2. Liability Coverage: Beyond just protecting your property, home insurance covers the legal and medical expenses in case someone gets injured on your premises. Whether it’s a delivery person in Dublin or a neighbor’s kid in Galena, you could be held liable for accidents. Liability coverage shields you from these unpredictable incidents.

  3. Financial Security: The unexpected can happen at any time. The cost of repairs or replacements can be overwhelming. Home insurance allows you to rebuild and recover without derailing your financial stability.


Examples of When You’ll Lean on Home Insurance:

  • Storm and Weather Damage: Whether it’s a hailstorm in Powell or a windstorm in Jerome, your home insurance got you covered.

  • Personal Liability: Let’s say your dog unexpectedly bites a guest. Standard liability may not suffice. In such cases, additional coverage options can be a lifesaver.

  • Special Features: Own a trampoline or a swimming pool? You’ll need specific liability insurance to cover potential accidents related to these features.

  • Unforeseen Events: From sinkholes in your garden to sewer backups, life is full of surprises. Special endorsements on your policy can protect you from these less-common but equally devastating events.

  • Additional Coverage: For valuables like jewelry or high-end electronics, standard policies may not offer sufficient coverage. In such instances, you may need additional endorsements or riders to fully protect these items.


When you consult with us at Crunelle Insurance, you’re not just buying a policy; you’re securing a safety net for your life’s unpredictables.

Who Needs Home Insurance?

Imagine being a first-time homebuyer in Lewis Center, thrilled about your new investment. 

On the other hand, consider being a long-time resident in Dublin, where your home holds years of memories. Now, picture something catastrophic happening in either scenario. 

It’s a daunting thought, isn’t it? That’s why home insurance is not just for a select group—it’s for everyone who calls a place “home.”

Home Insurance is Essential For:

  1. Homeowners: Whether you’ve just settled into a cozy single-family home in Jerome or own a stylish condo in Powell, home insurance is indispensable for safeguarding your property and the lifetime of memories within it.

  2. Renters: You may not own the building you live in, but your belongings are your own. Don’t assume your landlord’s insurance will cover your items in case of damage or theft. Our renters insurance can protect you. Find more on Renters Insurance here.

  3. Special Structures: If you reside in a manufactured home in Galena or have a mobile home on acreage, we offer specialized coverage tailored to your unique needs.

  4. Condo and Townhouse Owners: Your condo association might insure the building and common areas, but what about your unit’s interior and your belongings? That’s where your individual policy comes into play.

  5. Owners of Secondary or Seasonal Homes: Have a summer house on the lake or an investment property in Dublin? These too require their own unique set of coverages.

  6. Landlords: If you own property that you rent out to others, your insurance needs will differ from traditional home insurance. We offer specialized coverage to protect your investment.

  7. CBS Homes and Frame Houses: The material of your home, be it Concrete Block Structure or frame, could influence the type of insurance you need. We provide coverage options for all.

  8. High-Risk or Special Cases: Own a pet that’s considered high-risk for bites, or have a trampoline in the backyard? Certain lifestyle choices or features in your home might require additional or specialized insurance.


If you live there, we can probably insure it. When it comes to home insurance, there’s no one-size-fits-all; there’s only what fits you.

Let’s explore all the options tailored to protect your home, your belongings, and your peace of mind.

Little Known Facts & Tips About Homeowners Insurance

Home insurance can be complex, but we’re here to guide you:

  • Sewer Backup: Ensure you have the right endorsements to cover all forms of water damage.

  • Flood Insurance: Don’t overlook this; many homeowners find out too late that they’re not covered.

  • Jewelry: Check your policy limits for valuable items and consider additional coverage.

  • Replacement Cost: This ensures that you’re getting the full value of your lost or damaged items, not just their current market value.

  • Bundle and Save: Combine your home and auto policies to unlock even more savings.
When disaster strikes, like a tree falling on your home, we're here to help you pick up the pieces.

The Crunelle Advantage

What sets Crunelle apart? 

It’s more than just insurance; it’s a commitment to you:

  • Local Expertise: Our familiarity with the local area enables us to provide highly customized plans.

  • Customized Plans: We take the time to understand your unique circumstances and offer matching coverage.

  • Multiple Carriers: Our affiliations with leading carriers allow us to bring you the most competitive rates.
Ready to Secure Your Peace of Mind?

Get a Customized Quote Today!

Your home is one of your most valuable assets. Don’t leave it to chance. Secure it with an insurance policy tailored to your needs.

Contact us for a free, no-obligation quote tailored to your needs!

Your Guide to Home Insurance

Interested in digging deeper into the world of homeowners insurance? Our carefully curated blogs offer insights, tips, and real-world advice to help you make the most informed decisions about protecting your home.

Explore our articles that help you as a savvy Ohio homeowner.