Fall is just around the corner and it’s time to head back to school. As you shift gears into study mode or prepare to help the kiddos with projects, make sure reviewing your insurance is at the top of your homework list.
You’re required to have auto insurance, but does it matter where you get your coverage? If you paid the cheapest price possible, now’s the time to take a closer look at the coverage you ended up with – it may not be everything you thought you bargained for.
Insurance providers are very different when it comes to structuring a policy that best fits your needs. Do you have maximum medical coverage? Are you overpaying for duplicate medical coverage? Do you want access to a rental car if your car is in the shop? Make sure your policy has the coverage you need at a price that fits your budget.
Your home is where you’ll curl up on the couch to study, or help make your child’s science project in the kitchen. But what happens if disaster struck your home tomorrow? Are you confident you’re properly covered for damages and total loss? Make sure you have the right protection ahead of time plus an insurance carrier that has your back.
Home insurance covers the hazards that most homeowners face—everything from fire to theft, a cracked foundation to accidents on your property. Let’s explore your insurance options and set you up with the right plan to protect the things that are most important to you.
Are you spending the school year living in a rental property? Keep in mind that the building owner’s insurance won’t cover all damages caused by a fire or other unfortunate circumstance. Your building owner is only required to carry insurance for the structure. Usually, covering everything outside “your walls” is his responsibility, while everything inside is yours to cover. This means all your furniture, electronics, appliances, clothing and jewelry are uninsured unless you purchase a renter’s policy.
Are you prepared to pay out of pocket to replace your belongings in the case of a fire, break-in, or more? Don’t leave it to chance. Let us help you determine the right level of coverage to keep you protected.
Now’s a great time to look at the insurance you currently have (or should have) and see what options and prices would be better for you. As always, we’re here to help make the process simple! Contact us today.