Frequently Asked Questions

Answers to Your Insurance Queries

General Insurance Questions

At Crunelle Insurance, we provide a wide range of insurance coverage options to meet your needs. We offer coverage for auto, boat, RV, motorcycle, classic car, commercial insurance, personal umbrella liability, homeowners, renters, life insurance, business insurance, and more.

We are proud to represent a variety of trusted insurance companies, including Grange Insurance, Progressive, Safeco, Selective, National General, The Hartford, and American Modern. Our goal is to find the right coverage solutions tailored to your unique requirements.

Filing an insurance claim is quick and easy. Simply visit our Billings & Claims page on our website, select your carrier, and you’ll find detailed instructions and the necessary forms.

Our dedicated team is also here to assist you every step of the way, ensuring a smooth and efficient claims process. Don’t hesitate to contact us if you have any questions.

You can get a quick quote by filling out our online form or by calling our office to speak directly with an agent.

Insurance premiums are calculated based on various factors, including the type of coverage you need, the amount of coverage, your deductible, your location, your driving history, your age, and other individual risk factors.

At Crunelle Insurance, we work closely with you to assess your specific situation and find the most competitive rates available, all while providing the coverage you require.

Absolutely! We understand that every individual and business is unique. That’s why we specialize in tailoring insurance policies to your specific needs.

Whether you need additional coverage, want to adjust your deductibles, or have any other preferences, our experienced agents will help you customize a policy that fits your requirements and budget.

Life changes, and so do your insurance needs. If you need to make changes to your insurance policy, we’re here to assist you.

Simply get in touch with our friendly team, and we’ll guide you through the process of updating your policy to reflect your new circumstances. Whether it’s adding coverage, changing beneficiaries, or making any other adjustments, we’re committed to ensuring your policy always aligns with your current needs.

Absolutely, bundling different policies can often result in cost savings. Contact us to discuss your specific needs.

Personal Insurance Questions

Term life insurance provides coverage for a set period, while whole life insurance offers coverage that lasts a lifetime and may build cash value.

It’s crucial to obtain home insurance before you close on your new home. In most cases, you’ll need to show proof of insurance at the closing. The policy should be effective from the date of closing to ensure continuous coverage.

Waiting until after you’ve purchased the home can leave you vulnerable to significant financial risks. Contact us as soon as you have a closing date to get the coverage you need.

Renter’s insurance protects your personal belongings and provides liability coverage. It’s highly recommended if you’re renting a property.